Bring clarity to settlement operations.
Help teams organize settlement data, track settlement progress, and investigate differences between expected and reported outcomes through a connected financial operations workflow.
Settlement batches
Track expected and reported outcomes. Select a batch to see its lifecycle.
Expected
₹21,90,950.00
Reported
₹17,23,400.00
Difference
₹50.00
Awaiting report
2
| Batch | Expected | Reported | Status |
|---|---|---|---|
| Partner A settlement · 14 Oct | ₹4,82,300.00 | ₹4,82,300.00 | Agreed |
| Bank file · 14 Oct | ₹2,15,940.00 | ₹2,15,940.00 | In reconciliation |
| Partner file · 15 Oct | ₹1,06,450.00 | ₹1,06,400.00 | Difference |
| Partner B settlement · 15 Oct | ₹3,40,120.00 | Not reported | Awaiting report |
| Card acquirer file · 16 Oct | ₹9,18,760.00 | ₹9,18,760.00 | In reconciliation |
| Bank file · 16 Oct | ₹1,27,380.00 | Not reported | Awaiting report |
STL 0915
Partner file · 96 transactions
- Processed15 Oct, 09:10
- Expected15 Oct, 10:22
- Reported15 Oct, 11:34
- ReconciledPending
Reported ₹50.00 less than expected.
How it works
A settlement lifecycle that keeps every record connected to its source and to what happens next.
- 1
Collect settlement records
Bring in records from agreed payment, banking, or partner systems.
- 2
Organize settlement activity
Group and review records using the fields and identifiers available.
- 3
Track status and differences
Identify items requiring follow-up based on configured workflows.
- 4
Coordinate resolution
Connect relevant records to reconciliation or exception-handling processes.
Overview
Settlement teams need to know what was processed, what is expected to settle, and whether the records agree.
When information is spread across providers and files, tracking settlement status and investigating discrepancies becomes time-consuming. Eterna-X Settlements is designed to support a more structured view of settlement workflows and their relationship with transaction and reconciliation data.
The problems it addresses
Records arrive from many sources
Settlement information comes from providers, banks and partner files in different formats and on different schedules.
Status is difficult to follow
It is hard to see which settlements are expected, reported, or still outstanding at any point.
Differences surface late
Mismatches between expected and reported outcomes are found through slow, manual comparison.
Inside the workflow
Every batch, from processed to reconciled.
Track settlement records against their expected outcome and see which batches are waiting, agreed or carrying a difference.
- Processed
- Expected
- Reported
- Reconciled
Batch STL 0915
Expected
₹ 1,06,450.00
Reported
Provider report
₹ 1,06,400.00
₹ 50.00 difference
Sent for review with both records attached
Key capabilities
What Settlements brings to your operations.
Settlement data consolidation
Bring relevant settlement records together from configured sources and supported integrations.
Settlement status visibility
Help users review settlement progress using the status and data provided by connected systems.
Settlement record tracking
Organize settlement records so teams can locate transactions and review related information.
Exception identification
Support investigation of settlement records that do not align with expected or reported outcomes, depending on configured rules and available data.
Reconciliation connection
Link settlement operations with reconciliation workflows to examine differences across transaction, settlement, and financial records.
Business value
What changes for your teams.
Designed for
- Banks and financial institutions
- Settlement and finance teams
- Payment service providers
- Organizations coordinating settlement records across systems
Improve visibility into settlement status and records.
Make settlement investigations more structured.
Help teams identify records that require follow-up.
Connect settlement information with transaction and reconciliation data.
Support clearer operational reporting.
Use cases
Where Settlements fits.
- Use case 01
Settlement tracking across providers
Follow settlement progress for records received from several payment, banking or partner systems.
- Use case 02
Settlement discrepancy investigation
Review settlement records that do not match the expected outcome and route them for follow-up.
- Use case 03
Settlement reporting for finance
Give finance teams a structured view of settlement records and their current status.
Connected products
Settlements works with the rest of Eterna-X.
Each product area hands its records to the next, so teams keep the same transaction context from start to finish.
FAQ
Questions teams ask.
Does Eterna-X Settlements move funds?
Settlements focuses on organizing settlement records, tracking status and investigating differences. Discuss fund movement or payout requirements with the team so scope is clear for your implementation.
Where do settlement records come from?
Records are collected from the payment, banking, or partner systems agreed for your implementation, through configured sources and supported integrations.
How are settlement differences handled?
Records that do not align with expected or reported outcomes can be identified based on configured rules, then connected to reconciliation or exception-handling processes.
Make settlement workflows easier to follow.
Discuss your settlement data sources, reporting requirements, and operational processes with Eterna-X.