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Eterna-X

Financial Operations,
Connected.

AI enabled financial operations that unify payments, settlements, reconciliation, and dispute management built for banks, fintechs, payment companies, and enterprises.

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Northbridge Bank / Reconciliation

Reconciliation

Monitor matching performance and manage reconciliation runs.

Total transactions

57,085

Processed records in filtered runs

Matched

55,554

Successfully matched records

Unreconciled

1,531

Records requiring investigation

Average match rate

97.0%

Across completed runs

Dataset totals scoped to the selected runs

Metrics update with your search and filters.

7 runs found

Reconciliation runs

Review execution history and matching outcomes.

Quick filters7 results
Run IDSource pairStatusMatchedUnmatchedDetails
RUN-20260930-052-way reconciliation · Sep 2026Bank correction file ↔ LedgerFailedn/an/a
RUN-20260930-042-way reconciliation · Sep 2026Supplemental bank file ↔ LedgerProcessingn/an/a
RUN-20260930-032-way reconciliation · Sep 2026Bank statement ↔ Payment ledgerCompleted1,60857
RUN-20260930-022-way reconciliation · Sep 2026Card settlement file ↔ LedgerNeeds review9,214311
RUN-20260930-013-way reconciliation · Sep 2026UPI switch ↔ CBS ↔ Bank statementCompleted22,104410
RUN-20260831-022-way reconciliation · Aug 2026Bank statement ↔ Payment ledgerCompleted11,950402
RUN-20260831-012-way reconciliation · Aug 2026POS settlement ↔ LedgerCompleted10,678351

The platform

One operating layer, from the first payment to the last open case.

Each product area handles one stage of financial operations and hands its records to the next, so teams work from the same transaction context instead of rebuilding it.

  1. Payments

    Coordinates payment workflows and transaction monitoring.

    Hands onTransaction record

  2. Settlements

    Tracks settlement records against what was expected.

    Hands onSettlement record

  3. Reconciliation

    Compares records and surfaces the exceptions.

    Hands onException needing a case

  4. Dispute Management

    Resolves cases with ownership and full context.

    OutcomeResolved case

Shared transaction context. The identifiers each stage relies on stay connected.

  • Transaction references
  • Amounts
  • Dates
  • Status
  • Source records

Products

Seven product areas.
One connected platform.

Four product areas are available today. Three more are on the roadmap and open for discussion with institutions planning ahead.

On the roadmap

  • Coming soon

    UPI Switch

    Planned capabilities for UPI transaction routing and operational visibility.

  • Coming soon

    Fraud Risk Management

    Planned transaction risk review and risk-based workflows aligned to your policies.

  • Coming soon

    Merchant Stack

    A planned, connected view of merchant information and merchant operations.

Challenges and approach

The operational problems we are built around.

Financial operations teams tell a familiar story. Here is how each Eterna-X product area is designed to respond.

  1. The challenge

    Fragmented workflows

    Payments, settlement and reconciliation run in separate tools with manual handoffs.

  2. Our approach

    Connected operating environment

    Payment activity feeds settlement and reconciliation workflows inside one connected operating environment.

  3. The challenge

    Inconsistent transaction records

    Each system describes the same transaction with different identifiers and formats.

  4. Our approach

    Standardized data model

    Records from configured sources are mapped into a common model before they are compared.

  5. The challenge

    Time-consuming reconciliation

    Teams compare records line by line in spreadsheets.

  6. Our approach

    Configurable matching

    Configurable matching separates matched records from those that need review, so effort goes to the exceptions.

  7. The challenge

    Exception handling complexity

    Mismatches are found but their follow-up is scattered across emails and files.

  8. Our approach

    Structured exception management

    Discrepancies are organized so teams can investigate, assign and track follow-up in a defined workflow.

  9. The challenge

    Limited operational visibility

    It is hard to see transaction and settlement status in one place.

  10. Our approach

    Unified operational view

    Operations teams get a clearer view of transaction activity and settlement progress from connected systems.

  11. The challenge

    Dispute management overhead

    Cases lack clear owners, and investigators rebuild transaction context each time.

  12. Our approach

    Centralized case records

    Centralized case records with assignment, status tracking and linked payment and reconciliation references.

Why Eterna-X

Financial operations work best when every stage shares the same record.

Eterna-X is built for banks, financial institutions and payment teams that want fewer handoffs and a clearer operational view.

  1. 01

    Connected operational workflows

    Payments, settlements, reconciliation and disputes are designed as stages of one process, not isolated tools.

  2. 02

    Better visibility into financial operations

    Teams see transaction, settlement and case status from the data connected systems provide.

  3. 03

    Structured transaction data

    Records are mapped into a consistent model, with source references kept for review and follow-up.

  4. 04

    More focused exception handling

    Matched records step aside so teams can spend their time investigating what actually needs attention.

  5. 05

    A foundation designed to evolve

    Integrations, matching rules and workflows are configured to each implementation and can grow with integration requirements.

Product experience

Dashboards your operations team will actually enjoy.

A live look at each product's main dashboard. Use the filters and search to explore. All data shown is sample data.

This month's payment volume and the latest payments by status. Switch between status tabs.

Acme Global Tech· INR

Overview

Manage your payments at a glance.

Payments this month

₹48,07,64,000/ 334 transactions

Updated just now

298Successful

28Pending

8Failed

Recent payments

BeneficiaryPayment IDAmountRailStatusDate
Halcyon Infra LtdNorthbridge Bank · Acct •••• 2834PMT-2026-9102₹64,50,000.00RTGSPendingToday, 11:38 AM
Brightline Advisory LLPCoastal Bank · Acct •••• 1029PMT-2026-9110₹6,50,00,000.00RTGSSuccessfulToday, 11:25 AM
Orbit Cloud ServicesUnity Bank · Acct •••• 3391PMT-2026-9109₹23,40,000.00IMPSSuccessfulToday, 10:45 AM
Tidewater CommunicationsCoastal Bank · Acct •••• 7744PMT-2026-9098₹35,00,000.00RTGSPendingToday, 10:30 AM
Vantage Retail Pvt LtdUnity Bank · Acct •••• 9104PMT-2026-9105₹12,40,500.00NEFTSuccessfulToday, 10:15 AM
Kestrel Engineering LtdNorthbridge Bank · Acct •••• 4519PMT-2026-9104₹3,75,200.00NEFTPendingToday, 09:48 AM
Summit Foods Pvt LtdNorthbridge Bank · Acct •••• 9920PMT-2026-9108₹1,85,00,000.00RTGSFailedToday, 09:15 AM

Use cases

Where teams put Eterna-X to work.

Common scenarios the platform is designed to support. Each implementation is configured to the institution's own sources and processes.

Designed for

  • Banks and financial institutions
  • Payment service providers
  • Payment operations teams
  • Finance and reconciliation teams
  • Merchant operations teams

Build a More Connected Financial Operation.

Tell us about your systems, workflows and operational challenges. The Eterna-X team will help you explore the right next step.

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